PAYPAL OR DIRECT CREDIT CARD will be the only ACCEPTED PAYMENT THROUGH EBAY CHECKOUT. THIS PAYMENT IS DUE WITH THREE DAYS OF AUCTION END. Seller offers insurance as an option. (If you choose insurance you pay for it not me. The amount needs to be added to your total amount of auction cost.) Seller is not responsible for items lost, damaged or stolen in shipping. I only refund cost of item if not as described. Bidders from outside the U.S.contact seller for shipping costs before bidding.